Fintech
Fintech & financial infrastructure
Challenger banks, embedded finance, lending platforms, banking-as-a-service and the infrastructure vendors powering them.
Fintech
Open banking APIs move from mandate to momentum
A decade after PSD2, API adoption is finally being driven by revenue, not regulation.
Fintech
Embedded lending grows up: default rates under the microscope
As embedded credit scales past its first full cycle, underwriting quality is finally getting tested.
Fintech
Challenger banks chase profitability over growth
The playbook has flipped: unit economics now matter more than user counts to the fintechs still standing.
Fintech
Banking-as-a-service: who's actually taking on the compliance risk
A closer look at where liability sits when a BaaS partnership goes wrong.
Fintech
AI underwriting models face their first real audits
Regulators in several markets are starting to ask lenders to explain what their models are actually doing.
Fintech
Cross-border neobanks target SME treasury, not consumers
The next wave of fintech expansion is business-first. Here's why.
Newsletter
Never miss a beat
Get this coverage area — and everything else we publish — in the Weekly Ledger, every Friday.